Rely on our agency to help you fully understand your Medicare options and secure coverage.
Our local agent here at NC Insurance Exchange, Inc. has over two decades of industry experience, and in that time, he has also become deeply familiar with the complexities of Medicare. Medicare is a health insurance program for adults aged 65 and older, as well as younger individuals with certain conditions or illnesses. Our team understands that navigating your Medicare options and selecting the right policy for your needs can feel overwhelming, so we’re prepared to offer the guidance and resources you need to make a well-informed decision.
If you’re about to turn 65 or have already exceeded this age, it’s essential to know what Medicare can cover, how you can get additional coverage for specific health concerns, and which plan will give you the peace of mind you deserve. Here in the Gastonia, North Carolina community, we’re proud to offer educational classes on Medicare, in addition to free personal consultations.
Medicare is often broken down into three different parts: Part A, Part B, and Part D. Medicare Part A primarily covers hospital services, including inpatient care, hospice care, home healthcare needs, and nursing home stays. Medicare Part B is often referred to as medical insurance, and it can help pay for primary care appointments, outpatient care, preventative health services, and certain types of medical equipment, such as wheelchairs and walkers. Medicare Part D helps cover prescription drug costs, but this part is only offered by Medicare-approved private insurance carriers. In other words, to obtain Part D coverage, you’ll need to find a private insurance plan in addition to enrolling in the federal Medicare program.
If you would like some help enrolling in Medicare, finding a private insurance policy, or understanding the options available to you, we invite you to contact our team today.
